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MODULE 1:
INTRODUCTION TO FINANCIAL
ACCOUNTING |
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1 DAY
Participants learn the basics of
financial accounting theory and
methodology, including: key
accounting principles, journal
entries, and construction of
financial statements.
Participants also learn how to
account for inventories,
receivables, plant assets, and
liabilities. |
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session information. |
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MODULE 2:
FUNDAMENTALS OF CREDIT ANALYSIS |
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3 DAYS
Participants develop skills
necessary to determine the
creditworthiness of a commercial
borrower, including: borrowing
causes and sources of repayment,
business, industry & strategy
analysis, calculation of key
ratios, and construction of an
indirect and direct cash flow
statement. |
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session information. |
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MODULE 3: FORECASTING, LOAN
STRUCTURING, & LENDING TECHNIQUES |
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2 DAYS
Participants learn how to
construct financial models based
on logical assumptions given
industry dynamics and historical
performance. Participants are
introduced to loan structuring,
including: types of facilities,
covenants, defaults, and
remedies. |
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session information. |
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MODULE 4: CORPORATE FINANCE
FUNDAMENTALS |
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2 DAYS
Participants learn about
time value of money and how
management makes investment
decisions. Participants will
also learn valuation techniques,
including: enterprise value,
equity value, and discounted
cash flow analysis. |
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session information. |
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MODULE 5: PERSONAL FINANCIAL
STATEMENTS & TAX RETURN ANALYSIS |
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2 DAYS
Participants learn how to use
personal financial statements
and tax returns to assess the
strength of a guarantor.
Participants will also learn how
to analyze tax returns for
different types of corporate
entities in order to generate a
consolidated snapshot of related
companies with common ownership. |
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session information. |
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MODULE 6: BUSINESS WRITING &
CREDIT MEMORANDA |
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2 DAYS
Participants acquire the basic
skills to write memos that are
clear, interesting, concise,
diplomatic, and convincing. Day
1 focuses on building writing
skills; Day 2 focuses on writing
credit memoranda. |
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session information. |
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MODULE 7: ADVANCED CREDIT
SKILLS |
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2 DAYS
Participants learn how to
proactively manage deteriorating
credit with the dual objectives
of preserving a sound
relationship with the client
while protecting the bank’s
capital. Participants also learn
how to detect early warning
signs of deterioration and
actions to protect the bank. |
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Click here for additional
session information. |
